Refund and purchase policy (placeholder)

What this page must say before any real payment

• [WHAT players buy: game money with no cash value, cannot be cashed out, cannot be transferred.]
• [WHEN refunds are given, how long they take, how to ask: [SUPPORT EMAIL]]
• [CHARGEBACKS and failed or duplicate payments.]
• [VAT / tax wording confirmed by a Nigerian tax adviser.]
• [CONSUMER-PROTECTION wording confirmed by a lawyer (FCCPC).]

In the current build payments run in TEST MODE only: no real money moves. In the code, refunds are recorded and settled by hand (see docs/PAYMENTS.md).